TERMS AND CONDITIONS OF USE

THIS IS THE AGREEMENT GOVERNING THE USE BY YOU ("USER") OF THIS WEBSITE, ANY AND ALL REPORTS PURCHASED BY YOU FROM THIS WEBSITE, AND THE OWNER'S RESPONSIBILITIES TO YOU AS A USER OF THIS SITE. PLEASE READ THIS AGREEMENT CAREFULLY BEFORE FURTHER ACCESSING THIS SITE OR PAYING ANY FEE FOR ANY REPORT FROM THIS SITE. BY ACCESSING THIS SITE YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THIS AGREEMENT AND AGREE TO BE BOUND BY IT, AND THAT YOU ARE OF SUFFICIENT AGE AND CAPACITY TO BE SO BOUND.

This constitutes an Agreement made as of the date you first accept these terms and conditions between you (a "User") and the site's owner, Expo$ure Analysis, Inc., a Florida corporation and the owner of the tradename p2K, with its address as stated below. References in this Agreement to "p2K" refers to Expo$ure Analysis, Inc. and to this website, as the context may require. References to "you" or "User" refers to the person accessing this website.

1. License: This website has been developed to enable Users to generate reports (Reports) for the personal use of Users and their clients. p2K hereby grants you a non-exclusive and non-transferable license to access this website for purposes of providing p2K with information to be utilized by p2K to prepare the Reports. By accessing this site, you warrant to p2K that any information provided to this site shall not contain any viruses or other programming routines that are intended to damage any system, data or personal information.

2. Access to Site: You shall provide p2K with the information, data and other material requested by this site in order to prepare any requested Report. You understand that, in preparing each Report, p2K will use and rely solely on the data furnished to it by you. p2Ks sole responsibility shall be to prepare the Report, and make it available on this website to Users.

3. Fee: For each Report, you shall pay p2K its fee for processing your information and preparation of the Report. This fee is non-refundable.

4. Ownership and Title: Ownership of this website, including all information contained herein, all computer systems, software, programming, database design and communication equipment used in the site and in providing the User interface to the site, all trademarks, trade names, service marks, patents, copyrights, trademarks and trade secrets used in connection with this site, and all addresses and domains of p2K (and related tradenames, including p and PIE) and Expo$ure Analysis, Inc., used, stored or transmitted through the site (all, the "Content") is the exclusive property of p2K and Expo$ure Analysis, Inc. You agree not to copy or download any Content other than the specific Reports you have requested and paid for. You acknowledge that the Content is protected under laws, including (without limitation) United States of America and international copyright laws and treaties. You shall not contest or aid in contesting the ownership or validity of the copyrights, trademarks, service marks and trade secrets (as applicable) of p2K or Expo$ure Analysis, Inc. utilized or referred to in the Content.

5. Use of Information: p2K will use any User materials, information, ideas, concepts, or techniques submitted by you only as needed to process payment (i.e., credit card and billing information is shared with p2Ks processor for authorization). p2Ks Privacy Statement, posted on its website, as modified from time to time, is incorporated in and made a part of this agreement.

6. Disclaimer of Warranties: You hereby acknowledge and agree that p2K, Expo$ure Analysis, Inc., and all of their respective officers, employees, agents, directors and independent contractors) has not made or granted to you any express warranties concerning any Report or operation of this website, and you waive any and all claims of warranty based on this website and any Reports secured from this website. No opinion, expressed or implied, has been rendered by p2K or its attorneys as to the legal effect or sufficiency of any Report. ALL REPORTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND. p2K, TO THE FULLEST EXTENT PERMITTED BY LAW, HEREBY DISCLAIMS AND YOU HEREBY WAIVE ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE AND ALL WARRANTIES OF MERCHANTABILITY. p2K DOES NOT WARRANT AND YOU HEREBY WAIVE ANY WARRANTY THAT USE OF OR ACCESS TO THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE. p2K DOES NOT MAKE ANY WARRANTY AND YOU HEREBY WAIVE ANY AND ALL WARRANTIES AS TO THE RESULTS OBTAINED FROM USE OF THIS WEBSITE OR AS TO THE ACCURACY, COMPLETENESS, TIMELINESS OR RELIABILITY OF THIS WEBSITE AND ANY REPORT. YOU HEREBY ACKNOWLEDGE AND AGREE THAT USE OF THE INTERNET AND OF THIS WEBSITE SHALL BE AT YOUR SOLE AND EXCLUSIVE RISK AND SUBJECT TO THE RESTRICTIONS, TERMS, CONDITIONS, RULES, REGULATIONS, POLICIES, APPLICABLE LAWS AND CODES OF CONDUCT GOVERNING THE INTERNET AND THIS SITE.

7. No liability. p2K AND EXPO$URE ANALYSIS, INC. SHALL NOT BE LIABLE FOR ANY CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, IN CONNECTION WITH THE USE, PERFORMANCE OR OPERATION OF THIS WEBSITE, THE INTERNET AND/OR ANY INTERNET SERVICE PROVIDER, OR YOUR USE OF ANY REPORT, WHETHER IN CONTRACT OR IN TORT, INCLUDING NEGLIGENCE), AND REGARDLESS OF WHETHER p2K HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE OR WHETHER SUCH DAMAGES ARE REASONABLY FORESEEABLE.

8. Links: You acknowledge that this website may contain links to third party websites which are provided solely as a convenience to User and do not constitute an endorsement by p2K of such sites and the third party content therein.

9. This agreement and your use of the p2K website shall be governed by the laws of the State of Florida. Venue of any action shall be Jacksonville, Florida.


EXPO$URE ANALYSIS, INC./ p2K
P.O. Box 47530
Jacksonville, FL 32247-7530
Phone (904) 384-8878 FAX (904) 384-8588
email: pie2k@leibowitzlawfirm.com